My breathing went jagged.

My vision narrowed.

There was nothing left for me, but one thing: to believe.

In a hoarse whisper, I said, “You really are my fairy godmother.”

CHAPTER10

~ Char ~

Iwas still wrapping my head around the fact that I had a fairy godmother. That all of this was real. Even my debt.

But what else could I do, but believe? There were just too many things adding up that were utterly unexplainable.

A spark of delight flared in my gut. A fairy godmother. I had a fairy godmother!

“You said you’re broke?” Estelle asked me, point blank.

My head snapped up, the reality of her existence, and what I’d blindly gotten myself into slapping me in the face. Was this where I could wish it all away despite her saying I couldn’t? I was sure there had to be a way to get my fairy godmother to make the debt magically disappear, and then for her to send me off to the ball in the most beautiful dress where James would be waiting in a stunning tuxedo and winning smile that was just for me.

“She is broke,” Josie confirmed.

I gave her a hurt look.

“What? It’s true. Even with Samantha’s mad money skills on your side, you’re still handling that canoe without a paddle.”

I frowned, trying to make sense of her analogy. I guess she was saying I was up a creek without a paddle. Sorta true. Hurtful, but accurate.

“Your debt is very large,” Estelle agreed. “But…I think I found something that will help.”

Tamara, sitting on my left, was gripping my arm in support. Clearly she believed in fairy godmothers and this debt, too. I grabbed her hand, holding it.

“I think it would be worth trying non-monetary payment methods,” Estelle said.

“Sorry, what?” I asked.

“Karma?” Josie inquired, head tipped to the side.

Estelle nodded, and began explaining how the world was made up of energy, and it all had to balance out in the end. But good could balance good. It wasn’t necessarily good versus evil, which I liked.

In my case, I could create good energy, or good karma as it was, and have it applied to my account. If I created enough of it, it could run down the balance on my account to zero by August 15.

Happily ever after.

Fight fiction with fiction.

“But any shortfalls have to be covered with cold hard cash on the fifteenth,” Estelle explained.

“No problem.” Generally speaking, I was a kind and helpful person so a karma plan would be a walk in the park.

“What happens if she can’t pay?” Josie asked.

“I totally can! I’m a nice person!” I elbowed Josie for her lack of loyalty.

Estelle swallowed hard. “Let’s just focus on making lots of good energy happen.”

“Why?” I felt a chill in the air. “What happens if I don’t pay up?”